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Rent in Cardiff is steadily increasing. It is an up and coming city in Wales and there is no where else to go but up. With London,Portsmouth,and Leicester,the three most densely populated cities in the UK,facing a steady number of its residents moving out,other cities are taking the fall. Cardiff just happens to be the one of those that residents are moving into. It has a number of great job opportunities both for fresh graduates and established professionals. Cardiff also allows its residents to spend their free time around nature and breathtaking views.

It has a promising economy that’s fully sustainable for families to be raised and grow. Majority of the newcomers come from densely populated cities like London. Studies have proven that it is 189.50% more expensive to live in London and 316.06% more expensive in New York as compared to the living expenses in Cardiff. The price of groceries in Cardiff can make Londoners cry in joy.

Despite the increasing amount in rent,it is still incomparable compared to the amount that you have to pay in other UK cities. You can save up on rent by getting a flat or an apartment that is smaller than what you would get. You can then store your items into self-storage facilities.- facilities are a versatile and cheap solution for your storage problems.

Here are 5 Factors to consider to find the Best Self-Storage facility in Cardiff.

Price

Obviously,the first factor that will matter is the price of the self-storage facility. You would want to get a self-storage unit that does not run your bank account dry. There are several factors that affect storage pricing and it will be covered later on. Price of storage units in Cardiff start for as low as £ 8 a week. This could go even lower depending on your planned duration of stay.

Location

When considering for a self-storage unit,the second most important factor to consider is the location. How close are you supposed to be from your self-storage facility. If you are going to store items that you need in a regular basis (ie. kitchen appliances,extra clothes,etc) then get a storage unit that is close to you. It goes without saying that this will drive up the price for a few pounds. On the other hand,if you’re going to store items that will only be of use to you on a seasonal basis (ie. extra furniture,equipment,old books,etc),then you can get a storage facility that is far away from the city centre.

Size

The next thing you have to factor in is the size fo your storage unit. You would want to get the right size of self-storage facility for your items. If you get a unit that is too small,it would be counterintuitive as you would not have enough space for all your items. Getting a unit that is too big would cost you way more and who would like losing money? It is too expensive to get something too large,not to mention that it would just be filled with air.

As a rule of thumb,here is a size guide that you can check what you can store in a self-storage unit given a specific size. For example,a 25 sq. ft. storage unit can hold 60 medium sized boxes or the equivalent load of one small van.

Unit Type

There are two types of storage units available in Cardiff — Indoor or Outdoor. The prices of self-storage facilities vary depending on what you get. Both come with their own pros and cons. Outdoor Access Facilities allow its tenants to drive up and access their items from the outside. This means easier storing and quicker access. On the other hand,Indoor Access Facilities require going inside building premises before being able to access thier items.

Outdoor Access Facilities are obviously a more convenient and cheaper option as compared to Indoor storage. However,Indoor Access Facilities have additional benefits like Climate Control and CCTV Monitoring.

Amenities

Speaking of amenities,the last thing that you should consider when looking for a self-storage facility are the amenities available to your unit. 24/7 Access,CCTV Cameras,and Climate Control are just some benefits that you may add into your units for the safety of your items. Climate Control,for example,protects your items from environmental damage like mould and humid weathers.

You will have no problem at all finding thousands of pages on the internet extolling the virtues of debt consolidation,but that is because they are all by people who are selling it as a service and therefore have a vested interest in pointing out the positive side. Getting to know what the possible disadvantage of debt consolidation can be is an altogether more difficult business,which is where this article comes in.

The first thing to say is that there is more than one type of debt consolidation,and the disadvantages are different with each one,so we will consider them separately. One form of consolidation is to take out a new loan in order to pay off all your debts. These are known as debt consolidation loans. The other way to consolidate debts is by using a debt management plan.

When you take out a new loan to pay off your debts,you are already at a disadvantage,because the very idea of taking on new debt is a risky strategy. Using a loan will certainly consolidate your debts,because you only have one single payment to think about,but it is very easy to end up worse off if you are not very careful.

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Many people take the advice of the potential lender at face value and look at the single smaller monthly payment as an indication that they will be better off. A lower monthly payment does not necessarily mean that a new loan is going to cost you less than your old debts. The reason most payments for consolidation loans are lower is that the loan is for a much longer period than your other debts were. In many cases if you add up the total that you will have paid by the time your new loan is paid back you will find that it has cost you far more than your old debts would have.

There is another disadvantage of debt consolidation with a loan if you are not very careful about which debts you consolidate. A lender will want you to include all your current debts and take out a loan big enough to pay off everything you currently owe. That can be tempting because the simplicity of a single payment is one of the attractions of debt consolidation,but you need to be very careful or you can end up costing yourself more.

What frequently happens is that people include all their debts,some of which may actually be at very low rates of interest. If you do not check whether the new loan is at a lower rate than the debts you are paying off,you may in effect be swapping some of your debts for more expensive ones. Before agreeing which debts to consolidate you should list out all your debts with the corresponding interest rates that you are currently paying. Check the interest rate for the new consolidation loan and only include in it those debts that are at a higher rate of interest.

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There are so many disadvantages with debt consolidation through a loan that the vast majority of situations are better dealt with through a debt management plan (DMP). In case you are not aware of how a DMP works,an experienced debt advisor negotiates with all your creditors and tries to set up new arrangements for paying back your debts. The idea is to reduce the amount you have to pay out each month by getting reductions in interest rates and other charges,which often includes writing off any penalty fees or extra charges.

When these negotiations are complete,you just make one single payment to the debt company and they have to deal with your creditors for you. You immediately avoid the big disadvantage of a debt consolidation loan,as there is no new borrowing involved,and the debt company often provide additional free services such as help with budget planning and tips for spending less.

A disadvantage of debt consolidation through a DMP is that they are only informal agreements,so you cannot force any creditor to participate if they do not want to. While many see this informality as a positive aspect of debt management,because it means you can change or get out of the agreement if your circumstances should alter,it does have a negative side too. There is no formal protection with a DMP,so if a creditor decides they want to take you to court instead,there is nothing in the debt consolidation process that can stop them.

The other disadvantage of debt consolidation through a DMP is that there are fees involved. All debt management companies have to charge for their services,and these are usually built into the payments you make. You could arguably save on these if you undertook the negotiation process yourself,but most people would not feel capable of doing that and in any event you would lose part of the benefit in not having to deal with all your different creditors payments.

The most important aspect of debt consolidation is to get reliable advice from a reputable company,so that you are advised properly on which route is going to work best for you. It is easy to apply quickly to several companies and compare the proposals and recommendations that come back. Start with a list of recommended companies that have a proven track record.-

There are many important factors to consider prior to making any kind of land or property purchase,and environmental pollution plays a big part. In the very worst case,environmental contamination can present hazards,to users and or residents of the site. This is one of the reasons environmental risk surveys are such an important part of due diligence for any land or property purchase.

Types of environmental contamination

There are many different types of environmental pollutants that can cause dangers to land users. In many cases these are associated with previous industrial use of land,although this is not always the case as natural pollutants do also exist.

There are many types of contaminants,these contaminants can include dust or gas pollutants which can be inhaled or contamination in soils which can be transmitted to foods grown on the land and any grazing animals. Such contamination could also impact anyone working on the land.

Indirect pollutants can also damage buildings or leach out of the soil due to effects of groundwater or any river,stream or pond in the vicinity. Some of these contaminants are corrosive or could even cause fires or explosions.

Examples of contaminants include:

– Lead or other heavy metals such as cadmium or arsenic
– Tar and oil
– Asbestos
– Radioactive materials
– Chemical substances and solvents
– Gas

You can discover more on the matter of contaminated land on the UK government website.

What isthe definition ofcontaminated land?

If you want more information on contaminated land or read technical guides on dealing with special sites on the website of the Environment Agency.

The legal definition of ‘contaminated land’ relates to land containing substances which can cause:

– Very significant damage to property,people or protected species
– Harm due to radioactivity
– Pollution to surface waters,such as lakes or rivers,or groundwater

Some of the reasons for land contamination are when it has been previously used as:

– Factories
– For mining
– Steel milling
– Refining
– Landfill sites

Contaminated land may also fall into a ‘special sites’ category. These sites could:

– Cause serious effects to any drinking water,or surface or groundwater
– Previously have been used for activities like oil refining or the manufacture of explosives
– Have previously been regulated under permits relating to integrated pollution controls or prevention
– Previously have been used for disposal of acid tars
– Have been occupied or owned by the MOD
– Previously been used in connection with the nuclear industry or be contaminated with radioactivity

What about brownfield sites?

It’s long been government policy to bring what’s termed brownfield land back into use in order to help preserve the greenfield sites and land within rural areas. This land regeneration often causes concerns,however. The majority of larger towns and cities contain areas and sites that are not in use and due to demand,development of these brownfield sites and derelict buildings is becoming increasingly common.

Very often minimal regulations were in place to check on the re-use of brownfield sites or any potential environmental hazards thus presented. Now however,things are very different,but it has to be said that the majority of brownfield site developments are perfectly safe for residential purposes. Selling homes in these neighbourhoods can present some conveyancing issues,though.

If you have any concerns about environmental contamination which could impact on your property purchase,give the experts at - a call to discuss your worries.